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Have you had an acident or a bump?

WYNAJEM NEWS

If you are not guilty, then you are entitled to the car from liability insurance of the perpetrator!

 

Only few people know that if you had a bump, accident or some small parking damage, which were not through their fault, you can get a replacement car.

The analysis of consumers’ complaints directed to Advocate of the Insured within the scope of covering those costs by insurance company indicate, however, that sometimes companies avoid paying for the rental of replacement car.

 

Why did it happen? There are four most common reasons :

  • Professional car rental companies help in completing all the formalities after concluding a contract with a client. That is why a number of people using replacement cars has been rapidly growing over last years. It is also due to a growing awareness of insurance and caring for a specified standard of living.
  • Refusal to refund the cost of hiring a replacement vehicle justified by the fact that a claim is granted only to persons engaged in business activity;
  • Partial refund of the replacement car with only partial damage for so called "repair time," a partial refund of a replacement car in case of total damage only for period of time until the damaged vehicle is inspected or until the delivery of an insurance liability for damage and accounting it as so-called total loss;
  • Partial refund of a daily rent rate of a replacement vehicle by verifying bills of the rental to the arithmetically calculated average rental rate which applies to local market.